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To Help Ease The Difficulty Associated With Making Your Initial Investment Decisions, Professiona...
Finance and investment decisions have to be made at some point, but most of us avoid this aspect of our personal lives until it reaches a crucial point. While there are many reasons for this, the main one is that it's hard to decide what you want to do with your money. There are so many considera. . .
5 Steps to Build Stronger Communication and Understanding
Part Three of a Four-Part SeriesPart One: http://www.bizmanualz.com/articles/02-08-05_Process_Improvement.html?src=ART83Part Two: http://www.bizmanualz.com/articles/02-14-05_Core_Processes.html?src=ART84Next Week: Six Sigma ToolsDid you know that you should always create a process map for every p. . .
Is Your Money Keeping Up With Inflation?
In today’s unpredictable global economy, you obviously never know what is going to happen next. Uncertainties and concerns regarding the Iraqi threat, North Korean crisis, and hidden terrorist cells and networks continue to loom in the back of the minds of consumers. Moreover, the stock mar. . .
Work Priorities: Where Can You Spend Your Time Most Effectively?
Understanding where you can spend time most effectively requires concentration in three areas: Doing what you enjoy Concentrating on your strengths Understanding Job ExcellenceLet's start with doing what you enjoy. Your quality of life is in many ways dependant on how much (or little) you enjoy. . .
Get Off Your Butt and Create Your Financial Future…Now!
Most people have no idea where their money goes. They earn it and they spend it.That's fine if you want to live from week to week and are not concerned about your financial future. However if you want to increase your wealth and have more options, action needs to be taken by you otherwise you cou. . .
Tips for getting your first credit card
Most of us get a credit card on our name when we go to college or when we are in our senior years of high school and all of us stumble into the same types of difficulties when it comes to finding an issuer and managing the credit card. Most banks ask for a prior type of credit history that most o. . .
Growing Faster Than Your Cash Flow? Let Factoring Fund Your Next Expansion!
Why wait weeks or months to get paid by your clients when you can access your money in a matter of days by factoring your invoices. When a business factors their invoices, they are allowing a third party to purchase their invoices at a discount price. This discount is considered the third party. . .
Cross Cultural Solutions for International Business
Globalisation, the expansion of intercontinental trade, technological advances and the increase in the number of companies dealing on the international stage have brought about a dramatic change in the frequency, context and means by which people from different cultural backgrounds interact.Cross. . .
Heiny or Butts for Dollars...
Folks, controversy is rearing its ugly head here in central Georgia, and your friendly Juliette journalist is right on top of it!Don’t y’all just love a juicy controversy? I sure do, and do I have one for y’all this week! We have a middle Georgia county locked in a fierce debate over whether or n. . .
Asking For Proof in the Economic Pudding
There are no stupid questions, only stupid people. Ask an economist for proof of one of their pet theories and you'll find quickly that the age old axiom that we all learned in school and work place training seminars is dead wrong. You can ask a stupid question if you're talking to an economist a. . .
Are You Worth Investing In?
Do you realise that if you're green you're growing and if you're ripe you're rotten? So says Winston Marsh, Business Marketing Guru in his recent newsletter.Here's and excerpt from it ..."Over the last week or so I have been presenting a series of seminars for MYOB throughout New Zealand and I ha. . .
Why Men Lie and Women Cry
I've just finished reading a great book by Allan and Barbara Pease entitled "Why Men Lie and Women Cry". A true and humorous account of the differences between the sexes and full of practical ways to communicate effectively.I've enjoyed the book so much and felt it will be of great benefit to all. . .
Selecting an Independent/Broker Dealer that’s Right for You
Picking the independent broker/dealer that’s right for you isn’t easy. Here's what you need to know to help you make an appropriate decision. For financial consultants, picking the right independent broker/dealer for affiliation is one of the most important decisions they can make to benefit thei. . .
Ebay Steve's Top Tips for successful selling on Ebay
Hey kids - EbaySteve here again! I just want to share with you guys'n'gals a few little tip-ettes and tricks that I personally have always found to be Steve-tasticly good for pulling in the greenbacks with the help of the mighty Ebay. Number one on EbaySteve's list - know your market!. Check Ebay. . .
Escaping Late Fee charges on your Credit Card
It's a little known fact that late fees account for an IMMENSE proportion of credit card companies' profits, as much as 30% in the case of some lenders! You may never have encountered a 'late fee' before, but if you use a credit card, you probably will! Forget to pay off the bill one month, or mi. . .
How to Keep PR Working for You
Managers in the non-profit, association and business worlds need to persuade outside audiences with the greatest impact on their operations to their way of thinking. And then move those external stakeholders to take actions that help their departments, divisions or subsidiaries succeed. But . . .
9 Keys to an Effective Logo
The right logo, with the right characteristics, will boost your visibility, credibility and memorablity which means more business for you! These characteristics include: Consistency in use of your logo, tagline, materials. Repetition of similar elements, used in the same or similar ways, helps . . .
5 Promotion Secrets to Get the Job You Want
You Mean I Need to Promote Myself to Get a Promotion?Time and time again I hear the following from students in my career advancement workshops: “My work speaks for itself…I shouldn’t have to tell anyone about my skills.” “Why did they hire from the outside, I am already doing what’s required of t. . .
What To Check Out When You Apply For A Payday Loan
Are you thinking of going in for a payday loan to meet an unexpected expense? If yes, look into these seven things before you finalize one. This checklist can help you make smarter choices. You might even end up saving some serious cash!First thing to consider -- do you really need that cash adva. . .
Tax Jokes and Quotes
Do you realize that some tax forms ask you to check a box if you are BLIND? Quote: “Two years ago it was impossible to get through on the phone to the IRS. Now it's just hard to get through. That's progress.” -Charles Rossotti, former IRS Commissioner Disappointed that you never had time to write. . .
Seminar Success Strategies...How to Action What You Learn
It's no secret that many people who attend seminars, workshops and conferences have great difficulty in implementing the ideas.They get all hyped up and excited on the actual day, write a book full of notes and proclaim to everyone in earshot that "this is it! I have found the magic pill that wil. . .
Five Stumbling Blocks To Successful Networking and How To Overcome Them
The ability to connect with people is essential to success in any business. Professional networking events present opportunities to interact with others on a personal level and to develop profitable relationships. These occasions are critical for anyone who wants to grow a business or promote a. . .
Whatever Happened To Customer 'Service'?
Do you remember the last time you went into a shop and the person 'serving' raced over to you, greeted you with a lovely smile, heaps of enthusiasm and said, "Welcome to our store, what can I help you with today?" And then listened attentively to what you had to say?Doesn't happen very often does. . .
Outsourcing NOT Just for Big Business
Outsourcing has become a controversial issue and a hot topic among presidential candidates this year. But have you stopped to think how your business can benefit from the efficiency, functionality and cost savings of outsourcing? If you have, you might find that, like many others, you are alrea. . .
Why Bank Overdrafts May Be a Bad Deal For You
Many banks actively encourage their clients with low balances to overdraw their accounts. That means, if the customer writes a check or uses her debit card and has insufficient funds in the account, the bank clears the check by granting a temporary overdraft (a short-term loan), up to a specific . . .
Should You Ever Take A Payday Loan?
Payday loans have many names -- cash advances, signature loans and paycheck loans, etc. Payday lenders provide quick and easy short-term cash to those who need money immediately. That's the big reason why they're so popular. However, payday loans come at exorbitant costs. This can -- and often do. . .
3 Steps To Immediately Increase Sales
Want to increase sales within your company? It’s not as hard to do as some might have you believe. Though we as a nation are in the midst of an economic downturn these past two years, your company does not have to be. What follows are three simple steps to increase sales, no matter the economic c. . .
Laminate Flooring Business - What You Need To After Deciding To Start
Before reading this article, please note that it was written for people wanting to start their own laminate flooring business in the U.S. Therefore, parts of the information in this article are useful only for those particular people. After setting up your laminate flooring business plan and loca. . .
Franchises - A proven Business System
Franchises offer the first time business owner a proven and successful business opportunity. If you are looking to start your own business for the first time, franchises provide you with the greatest opportunity for success. When you purchase a franchise from the "Franchisor", and become a "Franc. . .
The Real Truth About Working Smarter, Not Harder
Running a business or department can often stretch you to the limit.To be effective at doing what you do best, it's imperative to look at what tasks you can either delegate or outsource.DelegatingThis is an interesting word. For some people it means completely letting go of their responsibilities. . .
How PR Makes a Manager's Life Easier
Things are pleasant for many business, non-profit or association managers when their public relations people deliver newspaper and talk show mentions, informative brochures and videos, and special events that attract a lot of people. But things could be much more pleasant for those managers if th. . .
Are You A Work Addict?
Work addiction is very common in our society today, yet it is not one that is not highly recognised.An interesting article in the March edition of The Success Report published by Success Technologies stated:"Of all the addictions receiving attention today (including alcohol, drugs, gambling and f. . .
Securing a US Commercial Mortgage
What’s the most efficient way to secure a US Commercial Mortgage? Work with a mortgage broker who specializes in this area. If you’ve ever applied for a loan, you’re familiar with the mountain of paperwork you are required to complete during the process. The lender takes the applicant’s inform. . .
Two Types of Executive Summaries
Companies seeking capital often ask how long the Executive Summary of their business plan should be. The answer depends upon the use of the summary, mainly determining if 1) it precedes the full business plan, or 2) it will be used as a stand-alone document.When the Executive Summary precedes the. . .
Online Communities - a Marketer's Wildest Dream and Worst Nightmare!
Online Communities are all over the Internet and attract lots of visitors which make them ideal for marketing. People participating in these communities share information about whatever they want under various topics. Some of these discussions get very heated while others go by nearly un-noticed.. . .
Increasing Money by Conquering Personal Fear and Greed
One of the first lessons that "Rich Dad, Poor Dad" teaches is about understanding and controlling fear and greed. Many people go to work and work hard not to learn more and to grow, but out of fear that they won’t have enough money to pay their bills. So early in their lives they form the pattern. . .
Unlock the Hidden Creativity of Your Employees
To release creativity in employees, managers must get involved in their employees’ work. Look at each employee as if he or she is the expert on the job and tap into their creative energy.We’ve learned that we can use the energy of the wind and the sun. We’ve also learned to harness energy stored . . .
Develop Your People and Make More Money
What is the no. 1 asset in your business beside yourself? It's your people.Then why is it they often fall to the bottom of the list when it comes to doing anything to help them improve their performance and look after them? If you want your business to run more effectively and/or make more money . . .
Develop Your Managers and Keep Your Staff
Following on from the last edition of The Organised Times where we spoke about developing the people in your business, this week we're focussing on the importance of the continual development of your managers.Leadership comes from the top down. Poor management skills is the cause of most employee. . .
Preventing Identity Theft
Preventing identity theft is never foolproof but here are some good tips that will make it more difficult for anyone to steal your personal information.The first and most important step for preventing identity theft is keeping a close watch on all of your personal information and your credit repo. . .
The History of FOREX Trading
The origin of FOREX trading traces its history to centuries ago. Different currencies and the need to exchange them had existed since the Babylonians. They are credited with the first use of paper notes and receipts. Speculation hardly ever happened, and certainly the enormous speculative activit. . .
5 Ways To Protect Your Bond Portfolio From Rising Interest Rates
The Federal Reserve recently raised its target federal funds rate for the first time since March 2000. This could be just the tip of the iceberg, though, as many experts believe rising inflation and a strengthening economy will spur continued rate hikes for the foreseeable future. This is bad n. . .
Rethinking the CEO-Chairman Split
Traditionally, in American businesses, the same person occupies the role of chairman of the board and chief executive officer, though this is gradually shifting to the European model. In most European, British, and Canadian businesses, the roles are usually split, in an effort to ensure better g. . .
The Pitfalls of Procrastination
We all put off making decisions and taking action sometimes (yes, me too). It's okay to do that occasionally but if you are a regular pontificator then it will constantly cause you pain, even if you aren't aware of it. By putting things off on a regular basis you hold yourself back and instead of. . .
Why You Need To Buy and Sell Gold Coins (Part 2)
Time has proven that collectors tend to make the most money in rare coins because they search out "undervalued coins" and buy during market lulls. Buying in today's market climate offers you superb upside profit potential.PUT IN PERSPECTIVE – Rare coins have an extremely limited, fixed supp. . .
Why You Need To Buy and Sell Gold Coins (Part 1)
The Value of Gold in a Era of Paper Assets, Stocks, Bonds and Mutual Funds...The facts behind the increasing demand for gold and silver, rare coins, and historic collectibles from the U.S. Mint...No other substance on Earth embodies the unique characteristics of gold. Its yellow lustre and beauty. . .
Do You Use This Approach To Position Contracts?
"I couldn't wait for success... so I went ahead without it." -- Jonathan Winters More Org Chart boxes than people? In previous issues of Profitable Venture Tactics (PVT), I have discussed how to develop your Strategic Objective, Organizational Strategy, and Org Charts. For best results you must d. . .
Looking To The So Called Specialist?
Looking to the so called specialist for your financial guidelines? Perhaps you’ll desire to look again. At the commencement of the year, along with the New Year's resolution, came the new predictions for what will be a high-quality buy and what to avoid. This doesn’t give us enough information ac. . .
How To Use A Powerful Leadership Tool To Step Up Sales Results
Good sales people can close, but few “step up” for even more sales from that close. Yet stepping up should be one of the easiest accomplishments in sales — that is if you know how to build the staircase. Do it by applying a leadership tool I have taught thousands of leaders worldwide during the p. . .
How to Get a Grip on Your Money
Most people have no idea where their money goes. They earn it and they spend it.That's fine if you want to live from week to week and are not concerned about your financial future. However if you want to increase your wealth and have more options, action needs to be taken by you otherwise you cou. . .
Developing A Credit Rebuilding Strategy
Everywhere you look credit seems to be an essential part of our daily lives, it is used if we want to buy a house or rent an apartment, buy a new car, or even go shopping for large item merchandise. With credit being such an important factor in our lives, the number of consumers that have poor to. . .
Orthodox Jew Next Oil Baron?
H. Sam Hyams, a Toronto businessman and Orthodox Jew, is on his way to becoming a major player in the world oil markets with his company Strat Petroleum, Ltd. A well respected businessman in Canada, Hyams has a strong network of contacts in the U.S. and especially Russia.His company is investing. . .
Five Secrets to “Thinking on Your Feet”
Many times we are put into situations where we are asked a question and need to give an answer on the spot, or "think on your feet." It could be a sales or customer service situation, your manager asking you for a progress report, a request for your ideas on a new community project, or a job int. . .
The Key to High Productivity is Energy Management
One of the issues most often raised by my clients is better time management. People have tried prioritizing tasks, blocking out parts of their day for certain tasks, implementing new systems and getting better at delegation. While all of those things can make a difference, there is something else. . .
Business Leads
Anyone who runs their own business can tell you how challenging it is to generate business leads on a consistent basis. Finding good leads and generating more sales is vital to the long term growth of any business. There are many well documented sources of business leads – we will try to cover so. . .
The 5 Secrets to Getting Out of Debt Fast
As they stare down at a teetering pile of bills, so many consumers wonder how they racked up such a large debt. The answer boils down to simple mathematics.“On a basic, fundamental level, the problem is created by spending more than you make,” says Brad Stroh, co-CEO of the San Mateo, California-. . .
Day Trading Skills
I received an email from a prospective client. His question caused me to think about the wisdom of pursuing trading as a worthy venture. I know that a lot of readers are investors rather than traders, but regardless of your trading horizons, the skills and concerns of active short-term trading ar. . .
Is Cold Calling Dead?
Is cold calling dead? And if laws are being passed to put it to rest once and for all, how do we generate business from now on?Opinions on the subject vary greatly depending on the background of the individual. For example, most of the old-timers are vigilant in preaching their belief that the on. . .
Dramatically Increase Sales with The KISS Test
We've all heard the term KISS at one time or another - "Keep It Simple, Stupid." However, the majority of salespeople violate this basic principle more often than not.Let me start with some examples of what I'm talking about. At one position I held, I sat next to someone who could have been a top. . .
Financial Freedom, Is It Only a Dream or Just Steps Away?
Almost all of us go to work everyday and do the same routine over and over again. We work so hard until we caught up in the routines for years. With the salary that we earn every day, we try to pay all of our bills. We always expect to get a higher salary, getting promotion or our business runnin. . .
When Not To Register For GST
One of the decisions that all businesses have to make not long after starting up is when and if to register for GST.The first consideration is do you have to register? In New Zealand, the threshold is turnover or sales of $40 000, while it is $50 000 in Australia. However, that does not have to b. . .
Preparing For Your Success
When is the best time to prepare for your success in life? What's that you say? " I have to actually have to prepare for it? Doesn't success just happen?"No. It doesn't. If you want to improve your life you have to take the action.An article by Jim Rohn who is a well-known motivational speaker sa. . .
Affirmations Based on "Rich Dad, Poor Dad"
I'm sure most of you have heard of, and perhaps read the book "Rich Dad, Poor Dad" by Robert Kiyosaki. If you haven't read it yet, I highly recommend it along with his book "Cashflow Quadrant." Both of the books are simplistic and introductory by design. But there are some important concepts that. . .
How to Cut Duty Cost and Increase Profit as an Importer
Import duties continue to be significant elements in the cost of international trade. Yet many companies and businesses still pay more duties than the law requires – which impacts adversely on landed cost and ultimately on business profitability. A planned approach to managing customs duty costs . . .
Nine Ways Johnny Carson Can Help You Run Outstanding Meetings
Recently, America lost one of the giants of late night television, Johnny Carson. He was a master at his craft, because he would conduct his show, essentially like a ninety minute meeting. The program would be entertaining, insightful, informative, and leave you wanting more. Many times we fear. . .
Assessing the Opportunities Presented by the New Iraqi Currency
Could it be possible that you are staring right into the most spectacular financial opportunity of the century? Operation: Iraqi Freedom will undoubtedly be a war marked in history for loss and tragedy, American victory, and the rise of a nation with a new democratic government. But could it also. . .
Why Cold Calling Is Dead
Our world of selling is closed off from other areas of business that continue to adopt and embrace new, efficient ideas. I was reminded of this recently while re- reading Seth Godin's "Permission Marketing." Here's a book that was intended for business owners and marketing executives, yet it prov. . .
Keeping Your Sales Team Motivated
Sales managers frequently approach me for advice on how to keep salespeople motivated, especially when sales reps get into a rut - and seem to keep slipping deeper into it. Telling managers what not to do usually solves the problem. Most managers do things to de-motivate salespeople without even . . .
The Red Phone - Management Consulting in 30 Seconds or Less
Modern business faces complex problems; management often calls upon highly-specialized consultants to help them address these difficult problems. If you're ever called to help identify these most pressing issues, one of the easiest and quickest ways to start is to talk about the "Red Phone".You . . .
Get Rid Of Debt With Simple Steps
Someone who is not in debt appreciates a telephone ringing, because a person without excess debt does not fear creditors. A person without excess debt goes to the mailbox with general malaise, and doesn’t feel the stomach clenching fear when a handful of bills appear. Someone without a lot of deb. . .
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